SOFI Grace Crossover's Analysis
Last 3 Months: 2026-02-07 to present • 29 trades in period
-7.14%
Last 3 Months Return
$24,831.31
Current Value
34%
Win Rate
$26,739.22
Period Start
PHASE 0: RANGING
🔄 Transitioning
No strong directional signal. Monitor for regime shift.
Fear & Greed
47
Neutral
VIX
17.4
NORMAL
10Y Yield
4.45%
ELEVATED
Yield Curve
+0.49%
NORMAL
HY Spread
2.77
CALM
🌍 Kp Index
🟢 0.5
Quiet
⛈️ 4 storm days in 7d
RSI(14)
14.6 oversold
20d Trend
-30.9%
5d Trend
-17.8%
EMA20 Dist
-19.9%
ATR%
6.6%
Range Pos
2%
Bounce Ratio
0.1×
Green/Red 10d
1/9
Strategy Score Scored May 7, 2026
51
Lifetime
Confidence: 99%
Quality Components
Return-to-Risk
22.6/35
Total Return
18.0/25
Win Rate
0.0/15
Profit Factor
4.3/15
Consistency
6.6/10
Raw Quality
51.5/100
× Confidence 0.99
= 51.1
30-Day Momentum
40
+6.7%
30d Return
25%
Win Rate
12
Trades
1.6×
Profit Factor
Quality: 43.0
Conf: 0.93×
Declining (-11 vs lifetime)
Momentum below PRO threshold (40+)
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (99%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last 3 Months)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
4,776
Timeframe
5-Minute Bars
Period Range
2026-02-09 → 2026-05-07
Trading Days
62 days
Data Gaps
None (2 market holidays)
Market Closed (2 days)
2026-02-16 — Presidents' Day, 2026-04-03 — Good Friday
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last 3 Months)
Period Start Capital
$26,739.22
Current Value
$24,831.31
Period P&L
$-1,907.87
Max Drawdown
-22.8%
Sharpe Ratio
-0.09
Trade Statistics (Last 3 Months)
Trades in Period
29
Winners / Losers
10 /
19
Best Trade
+9.59%
Worst Trade
-4.30%
Avg Trade Return
-0.23%
Avg Hold Time
17.4h
💰 Trading Cost Analysis (Alpaca Fees) (Last 3 Months)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$1,471,078.74
Estimated Fees
$0.00
Gross P&L
$-1,907.87
Net P&L (after fees)
$-1,907.87
Gross Return
-7.14%
Net Return (after fees)
-7.14%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 SOFI Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 62 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last 3 Months - 29 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Grace Crossover had $26,739.22 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Feb 9, 2026 9:30am ET | $20.94 | 1,276 | $26,725.82 | — | — | — |
| 🔴 SELL | Feb 9, 2026 3:00pm ET | $21.35 | 1,276 | $27,248.98 | $27,262.33 |
+$523.16 (+2.0%) |
DEATH_CROSS
5.5h held |
|
| 2 | 🟢 BUY | Feb 17, 2026 11:10am ET | $19.55 | 1,394 | $27,245.73 | — | — | — |
| 🔴 SELL | Feb 17, 2026 3:00pm ET | $19.68 | 1,394 | $27,433.78 | $27,450.38 |
+$188.05 (+0.7%) |
DEATH_CROSS
3.8h held |
|
| 3 | 🟢 BUY | Feb 19, 2026 3:25pm ET | $19.09 | 1,437 | $27,437.36 | — | — | — |
| 🔴 SELL | Feb 20, 2026 12:05pm ET | $18.94 | 1,437 | $27,216.78 | $27,229.80 |
$-220.58 (-0.8%) |
DEATH_CROSS
20.7h held |
|
| 4 | 🟢 BUY | Feb 26, 2026 10:05am ET | $19.49 | 1,397 | $27,220.55 | — | — | — |
| 🔴 SELL | Feb 26, 2026 10:15am ET | $19.27 | 1,397 | $26,927.17 | $26,936.43 |
$-293.37 (-1.1%) |
DEATH_CROSS
10m held |
|
| 5 | 🟢 BUY | Mar 2, 2026 2:35pm ET | $18.15 | 1,484 | $26,934.45 | — | — | — |
| 🔴 SELL | Mar 3, 2026 10:05am ET | $18.13 | 1,484 | $26,897.50 | $26,899.48 |
$-36.95 (-0.1%) |
DEATH_CROSS
19.5h held |
|
| 6 | 🟢 BUY | Mar 4, 2026 2:15pm ET | $18.86 | 1,426 | $26,894.22 | — | — | — |
| 🔴 SELL | Mar 6, 2026 9:35am ET | $18.43 | 1,426 | $26,288.31 | $26,293.57 |
$-605.91 (-2.3%) |
DEATH_CROSS
1.8d held |
|
| 7 | 🟢 BUY | Mar 9, 2026 12:30pm ET | $18.32 | 1,435 | $26,289.20 | — | — | — |
| 🔴 SELL | Mar 9, 2026 1:25pm ET | $18.22 | 1,435 | $26,145.70 | $26,150.07 |
$-143.50 (-0.5%) |
DEATH_CROSS
55m held |
|
| 8 | 🟢 BUY | Mar 11, 2026 9:35am ET | $18.78 | 1,392 | $26,148.72 | — | — | — |
| 🔴 SELL | Mar 11, 2026 11:50am ET | $18.00 | 1,392 | $25,049.04 | $25,050.39 |
$-1,099.68 (-4.2%) |
🛑 -10% Stop
2.3h held |
|
| 9 | 🟢 BUY | Mar 12, 2026 3:35pm ET | $17.81 | 1,406 | $25,033.83 | — | — | — |
| 🔴 SELL | Mar 16, 2026 10:45am ET | $17.67 | 1,406 | $24,844.02 | $24,860.58 |
$-189.81 (-0.8%) |
DEATH_CROSS
3.8d held |
|
| 10 | 🟢 BUY | Mar 17, 2026 3:20pm ET | $17.33 | 1,434 | $24,856.24 | — | — | — |
| 🔴 SELL | Mar 18, 2026 12:00pm ET | $17.63 | 1,434 | $25,274.25 | $25,278.59 |
+$418.01 (+1.7%) |
DEATH_CROSS
20.7h held |
|
| 11 | 🟢 BUY | Mar 20, 2026 10:50am ET | $17.00 | 1,486 | $25,269.43 | — | — | — |
| 🔴 SELL | Mar 20, 2026 1:30pm ET | $17.16 | 1,486 | $25,499.76 | $25,508.92 |
+$230.33 (+0.9%) |
DEATH_CROSS
2.7h held |
|
| 12 | 🟢 BUY | Mar 23, 2026 1:40pm ET | $17.18 | 1,484 | $25,495.12 | — | — | — |
| 🔴 SELL | Mar 24, 2026 12:35pm ET | $16.86 | 1,484 | $25,027.66 | $25,041.46 |
$-467.46 (-1.8%) |
DEATH_CROSS
22.9h held |
|
| 13 | 🟢 BUY | Mar 26, 2026 3:20pm ET | $15.94 | 1,570 | $25,033.65 | — | — | — |
| 🔴 SELL | Mar 27, 2026 9:55am ET | $15.26 | 1,570 | $23,956.63 | $23,964.44 |
$-1,077.02 (-4.3%) |
🛑 -10% Stop
18.6h held |
|
| 14 | 🟢 BUY | Mar 30, 2026 11:05am ET | $15.39 | 1,557 | $23,954.45 | — | — | — |
| 🔴 SELL | Mar 31, 2026 11:55am ET | $15.40 | 1,557 | $23,985.58 | $23,995.58 |
+$31.14 (+0.1%) |
DEATH_CROSS
1d held |
|
| 15 | 🟢 BUY | Apr 1, 2026 3:45pm ET | $15.69 | 1,529 | $23,982.37 | — | — | — |
| 🔴 SELL | Apr 2, 2026 9:30am ET | $15.18 | 1,529 | $23,210.22 | $23,223.43 |
$-772.15 (-3.2%) |
DEATH_CROSS
17.8h held |
|
| 16 | 🟢 BUY | Apr 6, 2026 2:20pm ET | $16.19 | 1,433 | $23,207.43 | — | — | — |
| 🔴 SELL | Apr 6, 2026 2:50pm ET | $16.15 | 1,433 | $23,142.95 | $23,158.94 |
$-64.49 (-0.3%) |
DEATH_CROSS
30m held |
|
| 17 | 🟢 BUY | Apr 7, 2026 3:50pm ET | $16.16 | 1,433 | $23,150.12 | — | — | — |
| 🔴 SELL | Apr 8, 2026 9:30am ET | $17.70 | 1,433 | $25,371.26 | $25,380.09 |
+$2,221.15 (+9.6%) |
🎯 +5% Target
17.7h held |
|
| 18 | 🟢 BUY | Apr 9, 2026 11:40am ET | $16.20 | 1,566 | $25,377.03 | — | — | — |
| 🔴 SELL | Apr 9, 2026 2:15pm ET | $16.20 | 1,566 | $25,377.03 | $25,380.09 |
$0.00 (+0.0%) |
DEATH_CROSS
2.6h held |
|
| 19 | 🟢 BUY | Apr 10, 2026 3:10pm ET | $16.24 | 1,562 | $25,366.88 | — | — | — |
| 🔴 SELL | Apr 13, 2026 9:30am ET | $16.00 | 1,562 | $24,992.00 | $25,005.21 |
$-374.88 (-1.5%) |
DEATH_CROSS
2.8d held |
|
| 20 | 🟢 BUY | Apr 14, 2026 3:05pm ET | $17.83 | 1,402 | $25,004.67 | — | — | — |
| 🔴 SELL | Apr 15, 2026 12:55pm ET | $18.31 | 1,402 | $25,670.76 | $25,671.30 |
+$666.09 (+2.7%) |
DEATH_CROSS
21.8h held |
|
| 21 | 🟢 BUY | Apr 16, 2026 3:10pm ET | $19.13 | 1,342 | $25,665.75 | — | — | — |
| 🔴 SELL | Apr 16, 2026 3:55pm ET | $19.05 | 1,342 | $25,558.39 | $25,563.94 |
$-107.36 (-0.4%) |
DEATH_CROSS
45m held |
|
| 22 | 🟢 BUY | Apr 20, 2026 10:00am ET | $19.57 | 1,306 | $25,558.42 | — | — | — |
| 🔴 SELL | Apr 20, 2026 12:05pm ET | $19.33 | 1,306 | $25,251.51 | $25,257.03 |
$-306.91 (-1.2%) |
DEATH_CROSS
2.1h held |
|
| 23 | 🟢 BUY | Apr 21, 2026 12:50pm ET | $19.32 | 1,307 | $25,251.24 | — | — | — |
| 🔴 SELL | Apr 21, 2026 1:05pm ET | $19.19 | 1,307 | $25,087.86 | $25,093.66 |
$-163.38 (-0.6%) |
DEATH_CROSS
15m held |
|
| 24 | 🟢 BUY | Apr 22, 2026 1:25pm ET | $19.05 | 1,317 | $25,082.27 | — | — | — |
| 🔴 SELL | Apr 22, 2026 2:10pm ET | $18.98 | 1,317 | $24,990.08 | $25,001.47 |
$-92.19 (-0.4%) |
DEATH_CROSS
45m held |
|
| 25 | 🟢 BUY | Apr 23, 2026 3:15pm ET | $18.37 | 1,360 | $24,983.20 | — | — | — |
| 🔴 SELL | Apr 24, 2026 9:55am ET | $18.25 | 1,360 | $24,813.20 | $24,831.47 |
$-170.00 (-0.7%) |
DEATH_CROSS
18.7h held |
|
| 26 | 🟢 BUY | Apr 27, 2026 12:10pm ET | $18.75 | 1,323 | $24,812.86 | — | — | — |
| 🔴 SELL | Apr 28, 2026 3:05pm ET | $18.65 | 1,323 | $24,667.34 | $24,685.94 |
$-145.53 (-0.6%) |
DEATH_CROSS
1.1d held |
|
| 27 | 🟢 BUY | Apr 30, 2026 9:45am ET | $15.82 | 1,560 | $24,679.98 | — | — | — |
| 🔴 SELL | Apr 30, 2026 1:55pm ET | $16.11 | 1,560 | $25,131.60 | $25,137.56 |
+$451.62 (+1.8%) |
DEATH_CROSS
4.2h held |
|
| 28 | 🟢 BUY | May 4, 2026 9:50am ET | $16.60 | 1,514 | $25,132.55 | — | — | — |
| 🔴 SELL | May 4, 2026 2:15pm ET | $16.32 | 1,514 | $24,700.91 | $24,705.92 |
$-431.64 (-1.7%) |
DEATH_CROSS
4.4h held |
|
| 29 | 🟢 BUY | May 5, 2026 3:20pm ET | $16.13 | 1,531 | $24,699.78 | — | — | — |
| 🔴 SELL | May 7, 2026 10:30am ET | $16.22 | 1,531 | $24,825.17 | $24,831.31 |
+$125.39 (+0.5%) |
DEATH_CROSS
1.8d held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$24,831.31
Net Profit/Loss:
+$14,831.31
Total Return:
+148.31%