WFC Grace Crossover's Analysis
Last 6 Months: 2025-11-07 to present • 57 trades in period
+5.32%
Last 6 Months Return
$12,547.64
Current Value
37%
Win Rate
$11,913.61
Period Start
PHASE 0: RANGING
No strong directional signal. Monitor for regime shift.
Fear & Greed
47
Neutral
VIX
17.4
NORMAL
10Y Yield
4.45%
ELEVATED
Yield Curve
+0.49%
NORMAL
HY Spread
2.77
CALM
🌍 Kp Index
🟢 0.5
Quiet
⛈️ 4 storm days in 7d
RSI(14)
53.8 neutral
20d Trend
-1.8%
5d Trend
+1.4%
EMA20 Dist
+1.0%
ATR%
2.1%
Range Pos
64%
Bounce Ratio
2.4×
Green/Red 10d
4/6
Strategy Score Scored May 7, 2026
27
Lifetime
Confidence: 98%
Quality Components
Return-to-Risk
8.4/35
Total Return
11.8/25
Win Rate
0.0/15
Profit Factor
2.5/15
Consistency
5.2/10
Raw Quality
27.9/100
× Confidence 0.98
= 27.4
30-Day Momentum
6
-5.8%
30d Return
25%
Win Rate
8
Trades
0.5×
Profit Factor
Quality: 7.1
Conf: 0.81×
Declining (-22 vs lifetime)
Momentum below PRO threshold (40+)
How Scoring Works:
Score = Quality × Confidence.
Quality (0-100) rates absolute performance across 5 dimensions:
Return-to-Risk (35pts), Total Return (25pts), Win Rate (15pts), Profit Factor (15pts), Consistency (10pts).
Confidence (98%) adjusts for trade count and freshness —
more trades + recent activity = higher confidence.
Momentum uses the same model recalibrated for a 30-day trailing window.
PRO status requires both Lifetime Score ≥ 70 and Momentum ≥ 40.
Data Transparency (Last 6 Months)
Hybrid data: Historical backfill + Yahoo/Alpaca (live) - verifiable market data
Data Source
Yahoo + Alpaca
Candles in Period
11,101
Timeframe
5-Minute Bars
Period Range
2025-11-07 → 2026-05-06
Trading Days
134 days
Data Gaps
None (6 market holidays)
Market Closed (6 days)
2025-11-27 — Thanksgiving, 2025-12-25 — Christmas Day, 2026-01-01 — New Year's Day, 2026-01-19 — MLK Jr. Day, 2026-02-16 — Presidents' Day, 2026-04-03 — Good Friday
Brokerage: Alpaca Markets
✓ Tradeable on Alpaca
Stocks: Commission-free • Market hours: 9:30 AM - 4:00 PM ET
To execute these strategies, you'll need an Alpaca brokerage account.
Performance Summary (Last 6 Months)
Period Start Capital
$11,913.61
Current Value
$12,547.64
Period P&L
$634.10
Max Drawdown
-10.6%
Sharpe Ratio
0.09
Trade Statistics (Last 6 Months)
Trades in Period
57
Winners / Losers
21 /
36
Best Trade
+4.02%
Worst Trade
-2.96%
Avg Trade Return
+0.10%
Avg Hold Time
18.7h
💰 Trading Cost Analysis (Alpaca Fees) (Last 6 Months)
Asset Type
📈 Stock
Fee Rate
FREE
Total Volume
$1,401,533.35
Estimated Fees
$0.00
Gross P&L
$634.10
Net P&L (after fees)
$634.10
Gross Return
+5.32%
Net Return (after fees)
+5.32%
✅ Stocks: Alpaca offers commission-free stock trading.
No fees on this symbol!
Actual fees may vary based on your volume tier. See Alpaca pricing.
Equity Curve — Your Money Over Time
Each dot is a completed trade. ● Green = profitable trade, ● Red = losing trade. Hover for details.
The dashed blue line shows your starting $10,000. Points above = profit, points below = loss.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
Price Action + Equity Overlay
📈 WFC Price (left axis) vs 📊 Your Equity (right axis). See how the stock price moved while you held positions.
🖱️ Scroll to zoom • Click & drag to pan • Double-click to reset
📊 Price data: 134 trading days
🎯 Trade markers show BUY (▲) and SELL (▼) points
Trade History (Last 6 Months - 57 trades)
How to Read This Table
Each row is one complete trade cycle (BUY → HOLD → SELL). Grace Crossover had $11,913.61 at period start. When he sees a buy signal, he uses all available cash to buy shares. He holds until hitting his +5% target, -10% stop loss, or 30-day limit. After selling, the profit/loss is added to his balance, and the next trade uses that new balance.
| # | Action | Date & Time | Price/Share | Shares | Total Value | Balance After | Result | Exit Reason |
|---|---|---|---|---|---|---|---|---|
| 1 | 🟢 BUY | Nov 7, 2025 1:00pm ET | $84.89 | 140 | $11,884.60 | — | — | — |
| 🔴 SELL | Nov 10, 2025 10:40am ET | $85.73 | 140 | $12,002.20 | $12,031.13 |
+$117.60 (+1.0%) |
DEATH_CROSS
2.9d held |
|
| 2 | 🟢 BUY | Nov 12, 2025 9:30am ET | $87.14 | 138 | $12,025.32 | — | — | — |
| 🔴 SELL | Nov 12, 2025 11:05am ET | $87.16 | 138 | $12,028.26 | $12,034.07 |
+$2.94 (+0.0%) |
DEATH_CROSS
1.6h held |
|
| 3 | 🟢 BUY | Nov 14, 2025 10:55am ET | $84.48 | 142 | $11,996.16 | — | — | — |
| 🔴 SELL | Nov 14, 2025 3:25pm ET | $84.93 | 142 | $12,059.35 | $12,097.26 |
+$63.19 (+0.5%) |
DEATH_CROSS
4.5h held |
|
| 4 | 🟢 BUY | Nov 18, 2025 9:30am ET | $83.76 | 144 | $12,061.44 | — | — | — |
| 🔴 SELL | Nov 18, 2025 2:20pm ET | $84.20 | 144 | $12,124.80 | $12,160.62 |
+$63.36 (+0.5%) |
DEATH_CROSS
4.8h held |
|
| 5 | 🟢 BUY | Nov 19, 2025 3:30pm ET | $84.07 | 144 | $12,105.36 | — | — | — |
| 🔴 SELL | Nov 20, 2025 11:20am ET | $84.71 | 144 | $12,198.24 | $12,253.50 |
+$92.88 (+0.8%) |
DEATH_CROSS
19.8h held |
|
| 6 | 🟢 BUY | Nov 21, 2025 2:25pm ET | $83.00 | 147 | $12,201.00 | — | — | — |
| 🔴 SELL | Nov 21, 2025 3:25pm ET | $82.61 | 147 | $12,143.67 | $12,196.17 |
$-57.33 (-0.5%) |
DEATH_CROSS
1h held |
|
| 7 | 🟢 BUY | Nov 25, 2025 10:40am ET | $84.38 | 144 | $12,150.72 | — | — | — |
| 🔴 SELL | Nov 25, 2025 10:50am ET | $84.09 | 144 | $12,109.51 | $12,154.96 |
$-41.21 (-0.3%) |
DEATH_CROSS
12m held |
|
| 8 | 🟢 BUY | Nov 26, 2025 12:40pm ET | $86.09 | 141 | $12,138.69 | — | — | — |
| 🔴 SELL | Nov 26, 2025 12:55pm ET | $85.92 | 141 | $12,114.73 | $12,131.00 |
$-23.96 (-0.2%) |
DEATH_CROSS
18m held |
|
| 9 | 🟢 BUY | Dec 1, 2025 9:55am ET | $86.45 | 140 | $12,102.30 | — | — | — |
| 🔴 SELL | Dec 1, 2025 10:25am ET | $85.84 | 140 | $12,017.60 | $12,046.30 |
$-84.70 (-0.7%) |
DEATH_CROSS
30m held |
|
| 10 | 🟢 BUY | Dec 2, 2025 2:05pm ET | $86.48 | 139 | $12,020.72 | — | — | — |
| 🔴 SELL | Dec 2, 2025 3:55pm ET | $86.33 | 139 | $11,999.18 | $12,024.76 |
$-21.55 (-0.2%) |
DEATH_CROSS
1.8h held |
|
| 11 | 🟢 BUY | Dec 4, 2025 2:50pm ET | $90.25 | 133 | $12,003.25 | — | — | — |
| 🔴 SELL | Dec 4, 2025 3:00pm ET | $89.99 | 133 | $11,968.67 | $11,990.18 |
$-34.58 (-0.3%) |
DEATH_CROSS
12m held |
|
| 12 | 🟢 BUY | Dec 8, 2025 9:45am ET | $90.65 | 132 | $11,965.80 | — | — | — |
| 🔴 SELL | Dec 8, 2025 11:05am ET | $90.28 | 132 | $11,916.96 | $11,941.34 |
$-48.84 (-0.4%) |
DEATH_CROSS
1.3h held |
|
| 13 | 🟢 BUY | Dec 9, 2025 2:55pm ET | $89.36 | 133 | $11,884.22 | — | — | — |
| 🔴 SELL | Dec 9, 2025 3:25pm ET | $89.11 | 133 | $11,850.97 | $11,908.09 |
$-33.25 (-0.3%) |
DEATH_CROSS
30m held |
|
| 14 | 🟢 BUY | Dec 12, 2025 10:45am ET | $93.07 | 127 | $11,819.26 | — | — | — |
| 🔴 SELL | Dec 12, 2025 11:00am ET | $92.59 | 127 | $11,758.93 | $11,847.76 |
$-60.32 (-0.5%) |
DEATH_CROSS
18m held |
|
| 15 | 🟢 BUY | Dec 15, 2025 2:30pm ET | $92.90 | 127 | $11,798.30 | — | — | — |
| 🔴 SELL | Dec 16, 2025 9:45am ET | $92.75 | 127 | $11,779.25 | $11,828.71 |
$-19.05 (-0.2%) |
DEATH_CROSS
19.3h held |
|
| 16 | 🟢 BUY | Dec 18, 2025 9:30am ET | $93.35 | 126 | $11,761.47 | — | — | — |
| 🔴 SELL | Dec 18, 2025 11:10am ET | $92.77 | 126 | $11,689.02 | $11,756.26 |
$-72.45 (-0.6%) |
DEATH_CROSS
1.7h held |
|
| 17 | 🟢 BUY | Dec 22, 2025 2:40pm ET | $94.12 | 124 | $11,670.88 | — | — | — |
| 🔴 SELL | Dec 23, 2025 11:50am ET | $94.20 | 124 | $11,681.15 | $11,766.53 |
+$10.27 (+0.1%) |
DEATH_CROSS
21.2h held |
|
| 18 | 🟢 BUY | Dec 26, 2025 2:55pm ET | $94.92 | 123 | $11,674.55 | — | — | — |
| 🔴 SELL | Dec 29, 2025 9:55am ET | $94.75 | 123 | $11,654.25 | $11,746.24 |
$-20.30 (-0.2%) |
DEATH_CROSS
2.8d held |
|
| 19 | 🟢 BUY | Dec 30, 2025 1:55pm ET | $94.22 | 124 | $11,682.66 | — | — | — |
| 🔴 SELL | Dec 31, 2025 9:35am ET | $93.83 | 124 | $11,634.30 | $11,697.88 |
$-48.36 (-0.4%) |
DEATH_CROSS
19.7h held |
|
| 20 | 🟢 BUY | Jan 2, 2026 10:45am ET | $93.50 | 125 | $11,687.50 | — | — | — |
| 🔴 SELL | Jan 5, 2026 1:00pm ET | $96.87 | 125 | $12,108.75 | $12,119.13 |
+$421.25 (+3.6%) |
DEATH_CROSS
3.1d held |
|
| 21 | 🟢 BUY | Jan 8, 2026 9:30am ET | $95.16 | 127 | $12,084.69 | — | — | — |
| 🔴 SELL | Jan 8, 2026 1:35pm ET | $95.70 | 127 | $12,153.90 | $12,188.34 |
+$69.22 (+0.6%) |
DEATH_CROSS
4.1h held |
|
| 22 | 🟢 BUY | Jan 9, 2026 1:45pm ET | $95.82 | 127 | $12,169.14 | — | — | — |
| 🔴 SELL | Jan 9, 2026 1:55pm ET | $95.66 | 127 | $12,148.82 | $12,168.02 |
$-20.32 (-0.2%) |
DEATH_CROSS
12m held |
|
| 23 | 🟢 BUY | Jan 12, 2026 2:10pm ET | $94.62 | 128 | $12,111.36 | — | — | — |
| 🔴 SELL | Jan 13, 2026 9:50am ET | $94.24 | 128 | $12,062.08 | $12,118.74 |
$-49.28 (-0.4%) |
DEATH_CROSS
19.7h held |
|
| 24 | 🟢 BUY | Jan 14, 2026 1:50pm ET | $89.11 | 135 | $12,029.85 | — | — | — |
| 🔴 SELL | Jan 15, 2026 10:00am ET | $88.56 | 135 | $11,955.60 | $12,044.49 |
$-74.25 (-0.6%) |
DEATH_CROSS
20.2h held |
|
| 25 | 🟢 BUY | Jan 16, 2026 10:20am ET | $89.22 | 134 | $11,955.48 | — | — | — |
| 🔴 SELL | Jan 16, 2026 10:30am ET | $88.98 | 134 | $11,922.65 | $12,011.66 |
$-32.83 (-0.3%) |
DEATH_CROSS
12m held |
|
| 26 | 🟢 BUY | Jan 20, 2026 10:30am ET | $88.50 | 135 | $11,947.50 | — | — | — |
| 🔴 SELL | Jan 20, 2026 11:15am ET | $88.13 | 135 | $11,896.88 | $11,961.04 |
$-50.63 (-0.4%) |
DEATH_CROSS
48m held |
|
| 27 | 🟢 BUY | Jan 21, 2026 12:20pm ET | $86.95 | 137 | $11,912.15 | — | — | — |
| 🔴 SELL | Jan 21, 2026 2:00pm ET | $86.64 | 137 | $11,870.02 | $11,918.91 |
$-42.13 (-0.3%) |
DEATH_CROSS
1.7h held |
|
| 28 | 🟢 BUY | Jan 23, 2026 1:45pm ET | $86.62 | 137 | $11,866.94 | — | — | — |
| 🔴 SELL | Jan 26, 2026 2:55pm ET | $88.04 | 137 | $12,060.80 | $12,112.76 |
+$193.85 (+1.6%) |
DEATH_CROSS
3.1d held |
|
| 29 | 🟢 BUY | Jan 28, 2026 9:50am ET | $88.98 | 136 | $12,101.28 | — | — | — |
| 🔴 SELL | Jan 28, 2026 10:00am ET | $88.69 | 136 | $12,062.03 | $12,073.51 |
$-39.25 (-0.3%) |
DEATH_CROSS
12m held |
|
| 30 | 🟢 BUY | Jan 29, 2026 2:45pm ET | $89.67 | 134 | $12,015.78 | — | — | — |
| 🔴 SELL | Jan 30, 2026 11:15am ET | $90.34 | 134 | $12,105.56 | $12,163.29 |
+$89.78 (+0.8%) |
DEATH_CROSS
20.5h held |
|
| 31 | 🟢 BUY | Feb 2, 2026 3:50pm ET | $92.53 | 131 | $12,120.78 | — | — | — |
| 🔴 SELL | Feb 2, 2026 3:55pm ET | $92.29 | 131 | $12,089.99 | $12,132.51 |
$-30.79 (-0.2%) |
DEATH_CROSS
6m held |
|
| 32 | 🟢 BUY | Feb 4, 2026 9:30am ET | $93.02 | 130 | $12,092.60 | — | — | — |
| 🔴 SELL | Feb 4, 2026 12:30pm ET | $93.09 | 130 | $12,102.15 | $12,142.06 |
+$9.56 (+0.1%) |
DEATH_CROSS
3h held |
|
| 33 | 🟢 BUY | Feb 5, 2026 3:55pm ET | $91.99 | 132 | $12,142.02 | — | — | — |
| 🔴 SELL | Feb 6, 2026 3:15pm ET | $94.31 | 132 | $12,448.26 | $12,448.30 |
+$306.24 (+2.5%) |
DEATH_CROSS
23.3h held |
|
| 34 | 🟢 BUY | Feb 10, 2026 10:20am ET | $94.71 | 131 | $12,407.01 | — | — | — |
| 🔴 SELL | Feb 10, 2026 11:00am ET | $94.07 | 131 | $12,322.52 | $12,363.81 |
$-84.49 (-0.7%) |
DEATH_CROSS
40m held |
|
| 35 | 🟢 BUY | Feb 17, 2026 12:30pm ET | $87.90 | 140 | $12,306.00 | — | — | — |
| 🔴 SELL | Feb 18, 2026 11:20am ET | $88.33 | 140 | $12,366.20 | $12,424.01 |
+$60.20 (+0.5%) |
DEATH_CROSS
22.8h held |
|
| 36 | 🟢 BUY | Feb 20, 2026 10:20am ET | $87.47 | 142 | $12,420.74 | — | — | — |
| 🔴 SELL | Feb 20, 2026 12:20pm ET | $87.34 | 142 | $12,402.28 | $12,405.55 |
$-18.46 (-0.1%) |
DEATH_CROSS
2h held |
|
| 37 | 🟢 BUY | Feb 23, 2026 1:30pm ET | $85.06 | 145 | $12,333.70 | — | — | — |
| 🔴 SELL | Feb 23, 2026 2:40pm ET | $84.64 | 145 | $12,272.79 | $12,344.64 |
$-60.91 (-0.5%) |
DEATH_CROSS
1.2h held |
|
| 38 | 🟢 BUY | Feb 25, 2026 9:30am ET | $85.03 | 145 | $12,328.63 | — | — | — |
| 🔴 SELL | Feb 26, 2026 3:00pm ET | $86.33 | 145 | $12,518.57 | $12,534.59 |
+$189.95 (+1.5%) |
DEATH_CROSS
1.2d held |
|
| 39 | 🟢 BUY | Mar 2, 2026 10:20am ET | $81.22 | 154 | $12,507.88 | — | — | — |
| 🔴 SELL | Mar 2, 2026 3:15pm ET | $82.42 | 154 | $12,692.68 | $12,719.39 |
+$184.80 (+1.5%) |
DEATH_CROSS
4.9h held |
|
| 40 | 🟢 BUY | Mar 4, 2026 10:10am ET | $82.99 | 153 | $12,696.71 | — | — | — |
| 🔴 SELL | Mar 4, 2026 10:40am ET | $82.71 | 153 | $12,653.87 | $12,676.55 |
$-42.84 (-0.3%) |
DEATH_CROSS
30m held |
|
| 41 | 🟢 BUY | Mar 9, 2026 3:20pm ET | $77.65 | 163 | $12,656.95 | — | — | — |
| 🔴 SELL | Mar 10, 2026 12:10pm ET | $78.63 | 163 | $12,816.69 | $12,836.29 |
+$159.74 (+1.3%) |
DEATH_CROSS
20.8h held |
|
| 42 | 🟢 BUY | Mar 11, 2026 12:55pm ET | $77.09 | 166 | $12,796.94 | — | — | — |
| 🔴 SELL | Mar 11, 2026 3:00pm ET | $76.91 | 166 | $12,767.06 | $12,806.41 |
$-29.88 (-0.2%) |
DEATH_CROSS
2.1h held |
|
| 43 | 🟢 BUY | Mar 16, 2026 9:40am ET | $75.13 | 170 | $12,772.27 | — | — | — |
| 🔴 SELL | Mar 16, 2026 12:30pm ET | $75.17 | 170 | $12,778.90 | $12,813.04 |
+$6.63 (+0.1%) |
DEATH_CROSS
2.8h held |
|
| 44 | 🟢 BUY | Mar 18, 2026 9:55am ET | $76.75 | 166 | $12,740.50 | — | — | — |
| 🔴 SELL | Mar 18, 2026 12:30pm ET | $76.42 | 166 | $12,685.72 | $12,758.26 |
$-54.78 (-0.4%) |
DEATH_CROSS
2.6h held |
|
| 45 | 🟢 BUY | Mar 20, 2026 3:50pm ET | $77.35 | 164 | $12,684.58 | — | — | — |
| 🔴 SELL | Mar 23, 2026 12:00pm ET | $78.69 | 164 | $12,905.16 | $12,978.84 |
+$220.58 (+1.7%) |
DEATH_CROSS
2.8d held |
|
| 46 | 🟢 BUY | Mar 25, 2026 9:35am ET | $80.63 | 160 | $12,900.78 | — | — | — |
| 🔴 SELL | Mar 26, 2026 9:35am ET | $79.90 | 160 | $12,784.80 | $12,862.86 |
$-115.98 (-0.9%) |
DEATH_CROSS
1d held |
|
| 47 | 🟢 BUY | Mar 27, 2026 1:05pm ET | $77.92 | 165 | $12,856.80 | — | — | — |
| 🔴 SELL | Mar 27, 2026 1:30pm ET | $77.69 | 165 | $12,819.67 | $12,825.74 |
$-37.12 (-0.3%) |
DEATH_CROSS
25m held |
|
| 48 | 🟢 BUY | Mar 31, 2026 9:30am ET | $77.81 | 164 | $12,760.84 | — | — | — |
| 🔴 SELL | Apr 1, 2026 12:50pm ET | $80.94 | 164 | $13,274.16 | $13,339.06 |
+$513.32 (+4.0%) |
DEATH_CROSS
1.1d held |
|
| 49 | 🟢 BUY | Apr 6, 2026 2:10pm ET | $81.64 | 163 | $13,307.32 | — | — | — |
| 🔴 SELL | Apr 6, 2026 3:35pm ET | $81.56 | 163 | $13,294.28 | $13,326.02 |
$-13.04 (-0.1%) |
DEATH_CROSS
1.4h held |
|
| 50 | 🟢 BUY | Apr 8, 2026 1:50pm ET | $84.82 | 157 | $13,316.27 | — | — | — |
| 🔴 SELL | Apr 8, 2026 2:45pm ET | $84.62 | 157 | $13,285.34 | $13,295.09 |
$-30.93 (-0.2%) |
DEATH_CROSS
55m held |
|
| 51 | 🟢 BUY | Apr 10, 2026 1:40pm ET | $85.48 | 155 | $13,249.40 | — | — | — |
| 🔴 SELL | Apr 14, 2026 9:30am ET | $82.95 | 155 | $12,857.25 | $12,902.94 |
$-392.15 (-3.0%) |
DEATH_CROSS
3.8d held |
|
| 52 | 🟢 BUY | Apr 15, 2026 3:15pm ET | $80.60 | 160 | $12,896.27 | — | — | — |
| 🔴 SELL | Apr 16, 2026 11:35am ET | $81.21 | 160 | $12,993.62 | $13,000.28 |
+$97.34 (+0.8%) |
DEATH_CROSS
20.3h held |
|
| 53 | 🟢 BUY | Apr 17, 2026 11:55am ET | $81.89 | 158 | $12,939.41 | — | — | — |
| 🔴 SELL | Apr 20, 2026 10:55am ET | $81.45 | 158 | $12,869.10 | $12,929.97 |
$-70.31 (-0.5%) |
DEATH_CROSS
3d held |
|
| 54 | 🟢 BUY | Apr 21, 2026 3:10pm ET | $81.79 | 158 | $12,922.03 | — | — | — |
| 🔴 SELL | Apr 27, 2026 1:15pm ET | $80.04 | 158 | $12,646.32 | $12,654.26 |
$-275.71 (-2.1%) |
DEATH_CROSS
5.9d held |
|
| 55 | 🟢 BUY | Apr 29, 2026 10:25am ET | $81.42 | 155 | $12,620.10 | — | — | — |
| 🔴 SELL | Apr 30, 2026 9:30am ET | $80.77 | 155 | $12,519.35 | $12,553.51 |
$-100.75 (-0.8%) |
DEATH_CROSS
23.1h held |
|
| 56 | 🟢 BUY | May 1, 2026 10:00am ET | $82.62 | 151 | $12,475.76 | — | — | — |
| 🔴 SELL | May 1, 2026 2:20pm ET | $81.54 | 151 | $12,311.79 | $12,389.54 |
$-163.97 (-1.3%) |
DEATH_CROSS
4.3h held |
|
| 57 | 🟢 BUY | May 5, 2026 1:30pm ET | $79.80 | 155 | $12,369.00 | — | — | — |
| 🔴 SELL | May 6, 2026 12:10pm ET | $80.82 | 155 | $12,527.10 | $12,547.64 |
+$158.10 (+1.3%) |
DEATH_CROSS
22.7h held |
Started with: $10,000.00
Total Invested:
$10,000.00
Ended with:
$12,547.64
Net Profit/Loss:
+$2,547.64
Total Return:
+25.48%